As part of our ongoing commitment to help educate financial consumers in our community, we have provided a number of outstanding educational resources below. 

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66 Ways to Save Money:   [PDF]

An excellent resource provided by the Federal Trade Commission.  Great suggestions to increase household savings.

Building a Better Credit Record:  [PDF]

An excellent resource provided by the Federal Trade Commission.  Provides an overview of how credit reporting works and how to improve your credit rating.

Choosing a Credit Counselor:  [PDF]

An excellent resource provided by the Federal Trade Commission.  Know how to choose a credit counselor and an agency that is right for you. 

Credit and Divorce: [PDF]

An excellent resource provided by the Federal Trade Commission.  What should you know about your credit when confronted with a marital breakup?

Credit and your Consumer Rights: [PDF] [En Espanol]

An excellent resource provided by the Federal Trade Commission.  Everything you need to know about your rights as a credit consumer.

Credit Repair - Self Help may be Best:  [PDF]

An excellent resource provided by the Federal Trade Commission.  A must read for anyone looking to repair a derogatory credit rating. 

Credit Scoring:  [PDF]

An excellent resource provided by the Federal Trade Commission.  What is a credit score and how can you maximize your's?

Equal Credit Opportunity:  [PDF]

An excellent resource provided by the Federal Trade Commission.  The Equal Credit Opportunity Act and how it effects you as a consumer.

Fair Credit Billing:  [PDF]

An excellent resource provided by the Federal Trade Commission.  The Fair Credit Billing Act and how it effects you as a consumer.

Fair Credit Reporting:  [PDF]

An excellent resource provided by the Federal Trade Commission.  The Fair Credit Reporting Act and how it effects you as a consumer.

Fair Debt Collection: [PDF] [En Espanol]

An excellent resource provided by the Federal Trade Commission.  An overview of the Fair Debt Collection Practices Act and how to protect yourself from harassing

collectors.

How to Dispute Credit Report Errors:  [PDF]

An excellent resource provided by the Federal Trade Commission.  An Excellent How-To for disputing incorrect information on your credit file.

Knee Deep in Debt:  [PDF] [En Espanol]

An excellent resource provided by the Federal Trade Commission.  If you are in debt, this is the single best resource to outline all available options for assistance.  A must read!

Out of Work?  How to Deal with Creditors:  [PDF]

An excellent resource provided by the Federal Trade Commission.  What to do when faced with a layoff, disability or job loss.

Payday Loans - Costly Cash:  [PDF]

An excellent resource provided by the Federal Trade Commission.  Why payday loans are the worst loan you could ever take.

Putting your Home on the Line - Risky Business:  [PDF]

An excellent resource provided by the Federal Trade Commission.  The advantages and disadvantages of Home Equity Lines of Credit.

Ready Set Credit:  [PDF]

An excellent resource provided by the Federal Trade Commission.  Establishing and maintaining a good credit record.

Reverse Mortgages: [PDF]

An excellent resource provided by the Federal Trade Commission.  The good, the bad, and the ugly of reverse mortgages.

Take Charge of your Credit:  [PDF]

An excellent resource provided by the Federal Trade Commission.  General Credit building and money management information.

Understanding Vehicle Financing:  [PDF]

An excellent resource provided by the Federal Trade Commission.  A primer on automobile financing.  Everything you need to know to make an informed purchase.