|  Home  |  About Us  |  Services  |  Client Care Center  | Help/FAQ  |  Apply  |  Contact Us  
Home
About Us
Services
Client Care Center
Help/FAQ
Apply
Contact Us
Educational Resources

SERVICES:

 

Bills got you down? Robbing Peter to pay Paul? You are not alone.

We can help! Our staff of credit professionals are uniquely trained to help you and your family through the most difficult financial times.

Every year thousands of people are faced with financial hardships arising from a variety of circumstances. Financial problems can happen to anyone, regardless of their income level. Those problems can range from minor budgeting difficulties to more major concerns that could threaten bankruptcy. They may stem from an unexpected loss of income, unplanned expenses or even uncontrolled spending.

Often financial difficulties threaten more than a family’s financial security. When expenses and monthly credit obligations become more than you can handle, financial pressures start to build. People experiencing money troubles are often surprised by how quickly the financial situation affects their job performance and personal relationships.

Credit Management and Counseling Services, Inc. is a non-profit educational and social service organization established to help individuals and families deal with stressful financial situations. We provide a wide range of services including credit counseling, budget and housing counseling, a full service debt management program and ongoing educational programs.

This is not just another consolidation program. This is a "Total Credit Solution." First, we work with you to determine an affordable household budget. Then, we negotiate with your creditors to reduce your monthly payments, and interest rates. In many cases we can get your creditors to report your account current after just a few on-time payments, restoring your good credit rating. Our consolidation plan will cut your monthly payments by as much as 50%. After your plan is in place, we will continue to review your budget regularly, counseling you on ways to continue to improve your financial condition.

We also have a complete referral network to help you with all of your financial needs. We can help you find Mortgages, Credit Cards, Insurance, or Investments. We will help you to restore your good credit standing and help put you back on the road to financial security.

We are your "Total Credit Solution."
 
 

The Debt Management Program:

Credit Management and Counseling Services works directly with your creditors to create the ideal repayment plan for you. Since CMCS is a non-profit agency, creditors are willing to offer our clients numerous benefits, such as:
Reducing your overall monthly payments dramatically
Reducing your interest rates
Helping you to rebuild your credit
Providing one low simple monthly payment
Protecting against bankruptcy
Eliminating late fees and over the limit fees
Plus much more

You too can become debt free and take advantage of the special payment and interest rates Credit Management and Counseling Services, Inc. has to offer by clicking here to fill out our free no obligation consultation request form.

 

 
 
 


©2003 Credit Management and Counseling Services, Inc.